"Hey, Honey, we can't go on vacation because I blew all of our credit-card miles on this dress!"
This commercial is just ridiculous. First off, the credit card companies are busily slashing their customer base and their customers' credit lines. Second, you'll have to hunt a long way to find a straight guy who is going to be happy at the idea that, instead of being able to use the credit-card points to take a vacation, his wife used them to buy a very expensive dress. From his approving expression when she models the dress, he's probably a closeted drag queen and as soon as she goes off to work, he's going to try on that number.
Use the dress to polish your shoes. Shitcan this commercial.