This guy is the spokescriminal for "Western Sky Financial," a loansharking operation.
Pure and simple, loan-sharking is what they do. Their interest rate varies from 140% to as high as 200%.
How bad is that, you ask? Say you borrow $2,500. If you had a decent interest on your credit cards and you got a cash advance for that much at 20% over 3 years, you'd pay back just under $93 a month and of what you paid back, you'd pay $845 in interest charges (I'm rounding off the change).
But if you go to Western Sky, that $2,500 loan at 200% will cost you a whopping $418 a month and you'll pay $12,559 in interest charges. Even if you get their lower rate of 140%, you'll still pay $297 a month and pay $8,201 in interest charges over three years.
It was actually cheaper to borrow money from the mob, they charged a lower interest rate than those clowns. And if you think these guys are bad, read up on the "payday loan" industry, which has effective annual interest rates well over a thousand percent.
These guys are the bottom feeders of the banksters. They should be crucified on the Tree of Woe.